Archive for March, 2009

March 13, 2009: 3:28 am: adminUncategorized

Guide to GA Car Indemnity Insurance Requirements

Georgia car insurance laws assert that all drivers in the state carry liability policies on their automobiles. As a driver in Georgia, you are legally required to carry $25,000 per individual bodily injury coverage, $50,000 per accident bodily injury insurance coverage for two or more people, and $25,000 per accident for damage to property. This kind of coverage is acknowledged as 25/50/25.

In Georgia, when a motor vehicle accident happens, an individual is always held accountable - this is how the law works in a tort system. Responsibility for paying monetary costs lies in the hands of the individual found at fault as well as their car insurer. In GA, drivers are not mandated to extra coverage such as personal injury protection or uninsured/underinsured insurance coverage. Just because the state does not mandate these insurance policies doesn’t mean that they are not valued options for extra coverage. Many Georgians sign up for these nonmandatory insurance products to assure enough coverage in the event of a motor vehicle accident. These are just a couple of of the regulations in GA to protect individuals and their automobiles. To ensure compliance with these laws, car insurance companies are obligated to share information about your policy with the Georgia Department of Revenue by way of a statewide database. At the same time, it is encouraged to keep proof of your insurance coverage with you each time you are driving your car. Without it, if you are stopped by the police or involved in an accident, you could be fined $200 or even have your license suspended.

Georgia is not a no-fault state, but instead, they operate under Tort law. This implies that for all car accidents, one of the involved drivers must be found to be responsible and they, along with their car insurance company, will be held financially responsible for liabilities resulting from the accident.

Personal Injury Protection injury protection is an additional line item of car insurance coverage that is not provisionary on who’s responsible for the accident. It can help pay for medical expenses and other costs after a collision. It is not mandated in GA but many people add this type of protection to their insurance coverage.

Uninsured or underinsured insurance coverage is another elective extension that can be added to your car insurance coverage. This insurance protects you in the event that the party involved is not insured at the time of the automobile accident.

To guarantee abidance with the rules, GA insurance companies are imposed to provide details of your car insurance coverage to a statewide database sustained by the State of Georgia Department of Revenue. It is also recommended to carry proof of car insurance coverage with you everytime you drive. You may be asked for this proof if you are involved in a collision or are stopped by the police.

March 11, 2009: 11:09 am: adminAds + Plugs, Life Of Loans, Sales Hub

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March 10, 2009: 10:56 pm: adminLiving With Search Engine Optimization

Search engine optimisation melbourne is by far one of the best ways to ensure you get the most traffic from Google or Yahoo. These individuals will create so many back links for you that you will not be able to do the same. Having said that the idea of search engine optimisation is not a difficult notion to grasp. If your website is already optimized, meaning that your website uses the proper html tags you are probably ready to go. And then the next step is to create as many back links as possible to point back to the applicable pages on your web site. Now take note that you don’t need to link it to the top page of your web site, in fact the best thing to do is to link it to a deeper page such as two levels down for example. This will tell Google about page and the relevant keywords for it. The better pages you link from the more chances you will be higher in the rankings. For example if you were to get a link from CNN.com you will probably rank pretty highly in Google or Yahoo. Yahoo is the easier search engine to optimise for. It really makes a difference.

: 4:16 am: adminSocial Web + More

Networking is an art form practiced by many, mastered by few. Like anything, practice makes perfect. Owning my own company, I get to practice a lot.

My favorite networking example is from the movie, For Love of Money. There is a classic scene where Michael J. Fox, who plays a hotel concierge, ducks into a helicopter owned by a man named Chuck. The helicopter pilot says to Fox, “How do you know Chuck?” Fox says, “I don’t know Chuck. But I know Eddie Shackner. Eddie knows Jerry Levine. Jerry knows George Spitzer. George knows Chuck.” The pilot replies, “Small world.” Really!

In its simplest form, networking is about building a strong web of relationships. Below are some essential tips for successful networking whether your goal is to build your business or simply to establish new professional relationships or friendships.

DO:

• Bring business cards wherever you go. They are the “currency of networking.”

• Have a 30 second elevator speech and practice it. Does it sound interesting to you? If not, it won’t be interesting to anyone else!

• Schedule time on your calendar for ongoing networking. Attend association meetings, chamber meetings, business seminars, luncheon programs and other appropriate networking venues. (See the business calendar in your local newspaper for other ideas.)

• Set a goal to meet at least one new person at each networking meeting you attend. Remember, it’s quality, not quantity that you are looking for here.

• Ask for business cards. Be sure to note the date on the front and the time, location of where you met and any other relevant information on the back.

• Follow-up new contacts within one week. Schedule a coffee/ lunch or send notes, e-mails, articles or other items periodically to maintain the connection.

DON’T:

• Sit with your buddies. You can talk to them anytime!

• Arrive late. You don’t want to be competing with the speaker or food service for attention!

• Do all the talking. When you speak, you push people away, but when you listen, you draw them in to you.

• Be insincere. If you are not interested in someone, politely move on.

• Collect a business card from every person. Collect cards only from those you plan to follow-up with. It’s quality not quantity that counts!

On a final note, remember that networking is not about what you get out of a relationship; it’s about what you give. And, as the saying goes, the rest will follow.

Regina Barr - EzineArticles Expert Author

Regina Barr is a business consultant with a passion for helping companies develop their full potential by focusing on their most valuable asset: their people. For more information on her programs and services, check out her website, http://www.RedLadder.com and sign up for her free email newsletter, Developing People…Inspiring Success.

March 9, 2009: 8:46 pm: adminSales Hub

Do you ever feel that when you are doing direct sales you find yourself not getting respect from the local businesses? They are busy and you are an interruption of course, yet at the same time, it does slow you down. Smart direct sales marketers carry clipboards into offices to sell and take orders. Clipboards come in many colors and styles; plastic, aluminum, clear, etc. These clipboards should have your company logo on the bottom. They should also have calculators on the clip. The logo should be made of vinyl lettering in your company colors. They should be durable or high tech plastic clipboard which can be dropped from six feet without breaking. They should also have a company pen attached which contrasts such as a yellow pen with blue ink or red ink inside. The sign-up sheets for orders or receipts should be on top and attached to the clipboard.

The format on the sign-up sheet can be created in Microsoft Word. This way reproduction ready artwork is only a move of the mouse and a click on the printer icon away. Use bright colors which stand out for order sheets perhaps even; Astro-Bright Solar yellow. You should have matching uniforms, flyers and business cards to the logo or sign-up sheet.

The sign up sheets should be printed in black ink because blue ink turns into green under most printing processes. Order receipts should use blue ink. The sign-up forms should be printed on both sides so you can compare the morning with the afternoon hours for volume and money. These forms should be in card stock since it will make them more durable and won’t crumple or rip if they get wet even though you are writing on both sides. If an salesperson pushes too hard on the pen they will not go through. This saves money. It costs ten cents for one side and fourteen cents for both sides. This saves two-thirds on the printing costs. Perfect efficiency. It also is environmentally good, saving trees. Yeah! Also, it gives you a pretty good indication of how many units are sold during the day, how much money you have made if you were doing only cash sales.

This decreases also the possibility of employee pilferage from the sales team and helps you determine how much money you’ve made. If you are in a business which receives tips; this, of course, is the best way to judge how good of a job you are doing and how happy your customers are. Twenty percent in tips is a good number.

The order or sign up form should be left blank at the top two inches. That way the clip doesn’t cover up the name or logo of your business. Many times the customer will watch you write down the information they give you. This is another reason we use blue or red ink only. Both are very contracting on yellow. Red is more commanding and factual while blue is pleasant and caring. Both work fine for our model. When a customer is watching you write information down, many times they will watch you check boxes. They will probably want to watch you check all the boxes. This also gives you the opportunity to upsell. It works 70% of the time and it’s easy. Anyone can do it.

Every crew should be trained to do this. As the people watch you check boxes, they will also want you to check the “paid” box. This is great. Get your money in advance. It saves time running back in after you’re completed with a service or deliver the products sold. Another way to get paid up front is to leave money on the clipboard. If there is a lot of money on the clipboard, one’s, five’s ten’s, they won’t have to ask you if you have change. They can see you do. Many customers carry large bills, fifty’s, hundred’s. There will be no doubt that you have something worthy you are selling and you are able to make change.

If you have lots of money on the clipboard you must have a great product or service; thus building consumer confidence. You must be a successful business person and everybody loves a winner. It also build’s your confidence as a sales person and it must be a good deal, everyone else seems to be doing it, therefore you must be reputable because people trust you with their money.

Sometimes a secretary will be very busy on the phone, can’t talk and makes a half acknowledgment of your presence. By holding up the board, she will know exactly why you are there; something important has now arrived. As soon as she hangs up the phone, she will be on the P.A. announcing “Anyone who wants a ..come to the front desk.” By creating a sense of urgency, being in uniform similar to UPS or Federal Express and having an electronic device (the calculator or the credit card machine) along with money demands recognition. It lifts the direct salespersons status of a special delivery, C.O.D., high tech worldwide type courier. It works and it works well. People forget that it says no soliciting on the door. Instead, they put you in their mind as someone who is supposed to be there. You will be surprised how many companies will ask you to come back next week rather than throwing your but out on the street this week. Think about it.

EzineArticles Expert Author Lance Winslow

“Lance Winslow” - Online Think Tank forum board. If you have innovative thoughts and unique perspectives, come think with Lance; www.WorldThinkTank.net/wttbbs/

March 8, 2009: 7:47 pm: adminWebcam Infos

When doing an interview there need to be at least three people involved. The person being interviewed, you, the interviewer and someone to work the camcorder. It could be argued - I would so argue - that an extra person to handle the sound is a great benefit but this is a policy of perfection.

Interviewing for video is a skill that can be acquired with practice. The key to successful interviewing is research, research and yet more research.

Before you interview a subject you need to know as much as possible about the person you are interviewing.

And you need to read everything that anyone has ever written about the subject.

This is what the Internet is for. Typically it contains everything written in recent times.

The more information you can get, the more research you do, the smoother the interview will go.

Having said that it is vital that you, the interviewer, both asks questions and knows when to shut up.

The problem is that often you will find yourself knowing more about a subject than the person you are interviewing, and the temptation then is to show off your knowledge.

This is fatal.

The viewer is not interested in your views. It is the person being interviewed - the interviewee - who should be the center of attention. And before you ask, yes, this is a major problem for me. I cannot keep my big mouth shut.

Be prepared for interviews that go smoothly and those that get a bit ragged. Three examples.

I had an hour interview with Bill Gates in Sydney for Australian television. My questions were well prepared. He would listen to the question, stay quiet for a moment and then give a cogent, grammatical answer. Amazing. As an interview it went like a dream.
On the other hand, I got one very wrong. The interview with the late Tony Hancock, perhaps the greatest British comedian of his day, took place in the Sebel Town House in Sydney. It started as a shambles for I had not done enough homework. It evened out after a while and in the end worked reasonably well. As it happens it was the last interview given by Tony Hancock.

Then I did a series of interviews with members of my family. I stayed out of shot and just let them ramble on what they thought about their siblings. It was electrifying stuff. If you were a member of that family.

Write all of your questions down and create supplementary questions in case an answer, a good answer, is not forthcoming.
Avoid questions that invite the single word answer ‘yes’ or ‘no’.

If you ask ‘Are you in favor of premarital sex?’ you will probably get a single word reply, which is not the idea at all.

Phrase your questions so that they lead the person being interviewed into expanding their views. ‘Your book suggests that you are against premarital intercourse. What are your views on this?’ is much more likely to elicit a full and frank comment than the first question.

To avoid a ‘yes’ or ‘no’ answer use the tried and true journalist technique of asking who, what, why, how and when questions.
None of these can be answered with a straight ‘yes’ or ‘no’.

Before the interview starts, you, the interviewer, must meet the subject and establish some sort of rapport. There are interviewers, a few, who can go in cold and get a good result. But they are few and far between.

The preliminary chat is, as it were, part of your research.
With it you will establish the ability of the person being interviewed to talk, to express themselves, to answer questions. It is possible that this preliminary talk will end in you modifying some of your questions.

In your preliminary chat avoid asking the specific questions you will be asking in the interview.

Instead, indicate general areas of interest. If you ask the specific questions the filmed interview will give an impression that it has been rehearsed.

Before you start your interview have your key questions laid out and ready. You need a certain amount of flexibility but most of the time you will find that your first and logical thoughts or question order is much better than one you compile while winging it.

There are two main way of handling an interview.

The first is where the question is not heard and the questioner not seen. Instead, you get answers that are obviously directed at someone who is out of shot.

A series of answers like this can be edited together from either one person or several, to provide the effect of a continuous interview.

In this sort of interview you ask the question and then you keep your big mouth shut. If some sort of reaction is needed nod or shake your head vigorously or smile encouragement. If you speak you will have to be edited out afterwards. Which is not always easy.

This technique can be seen being used to magnificent effect in the movie ‘When Harry Met Sally’ which contains a series of such interviews with married couples describing their lives together. Magic.

The other type of interview is where you are both on screen in the manner of a normal conversation. This sort of interview can easily be covered with one camera.

Shoot the interviewee’s answers first and then shoot the interviewer from where the interviewee has been sitting, asking exactly the same questions. At the end you do a series of ‘noddies’ that can be used for cutaways.

The key to making such an interview work is to get the person relaxed. Try to film them in a familiar surrounding so that they do not feel threatened. Keep the camera work and the lighting as unobtrusive as possible.

The first question should be a sound level check and should be totally innocuous.

Start the interview very gently in a chat mode and always move from soft to hard questions imperceptibly.
Do not start like gangbusters or the interviewee will clam up or, in the worst case, walk off. It happens.

At the end of the interview I always ask ‘Is there some question you would like me to have asked that I have missed out on?’

This allows the subject to expand on a point or deal with an area they feel has been skipped. It is quite remarkable how often you will get an excellent and usable response after that last question.

Start off with a long shot of the person being interviewed facing the interviewer. The interviewer’s back appears, which gives a three-dimensional aspect to the shot and gets the scene in context for the viewer. Change the shot sizes in rhythm with the questions. New question, new framing.

Another form of interviewing on video is vox pop - from vox populi, Latin for the voice of the people - are quick interviews with people in the street to demonstrate public opinion on a subject.

What you want to end up with is a series of statements that can be cut rapidly together and, in the end, give a clear indication of the current attitude on a subject.

To make the interview more interesting change the shot size as a new question is asked. That is, switch off, zoom in from, say, mid shot to close-up, and then resume filming again.

Use different backgrounds and different eyelines.

Work out how many interviews you want and then shoot to that number with perhaps a 50 per cent safety margin. Do not go on shooting after that point. You could be getting useful footage for another scene rather than wasting your time. In vox pop moderation is the key.

Note carefully that subjects can move backwards and forwards when making a point and may even wave arms around in the air and you need to be prepared for this so they are always in shot. That the camera does not cut off parts of their bodies. Armless interviewees may be harmless interviewees but that is not the point of the excercise.

Gareth Powell has done many interviews for newspapers, magazines and television. He writes about making videos on his site, Digital images, http://www.pixelates.com

: 1:36 am: adminLifestyle Portal, Product Tips + More, University of Shopping

Buying woman two pieces for girls could be one of the most tender things boyfriends can do - as well as one of the most nerve-racking and unsafe present to buy.

Consider it’s not your present, but your woman’s. Don’t think about leather, PVC, or French Maid outfit, decide on something silken or lacey and you will be on the safer.

Don’t attempt to presume your lady’s body size, preferred variety Unluckily, women don’t work in small, medium, L, and extra large sizes like bloke. Do your exploration to start with. Hang on in anticipation of she move out and then raid her underwear drawer.

Search and undestand things with the tag in it and make a note of the brands and styles she enjoyes. Bear in mind that embellishments like cord and fringes can be elegant and sexy if you identify what your lady likes. I established that my companion likes bikini underwear. I didn’t know bikini were barely for the sand.

Bikini underwear instead are in effect any tight, skimpy, or revealing undergarment that supplies less coverage to the midsection than usual undergarment, pants or knickers. In effect Lingerie Knickers mimes what you observe on the beach.

The Lingerie turned into a US$811 million business yearly and it is perhaps the generally common girl beachwear round the world because of the mixture of the women’s power and fashion trends.

It is a 3000 years old development. Swimsuit clothes worn by women for game reason can be seen on Greek jugs and pictures dating back to the XV Century Before Christ. Check this sexy mens underwear from HOM, Jameswinston co., Tommy Hilfiger, TedBaker, Calvin Klein and Bjorn Borg.

An old image entitled “Bikini Girls” going back to the Diocletian time (286-305 AD) in Italy shows ten ladies in mosaics on the flooring.

In Pompeii there are also more than a few illustrations of the Greek goddess Venere dressed in a bikini.

The recent bikini commence to emerge over again at the beginning of 1900, when Australian swimmer, Annette Kellerman was arrested on a Boston seashore for wearing very tight beachwear that became expected bathing costume for ladies by early 1900.

The up to date two piece was designed by French engineer Louis Réard just after WW two and was a shock when it appeared on French coastlines in 1947. He named it after Bikini Atoll in the Pacific ocean, the spot of a atomic detonation experiment on July in 1946. The reason was that the detonation of thrill produced by it would be like a nuclear device.

As regards of acquiring bikini for presents, remember that most structures will competently gift wrap your purchase for you if you ask for a tiny payment and it is well worth paying a bit more for. And also I recommend to keep the receipt - you never know.

March 4, 2009: 6:05 pm: adminSecurity Issues

Spyware defines itself as being highly malicious and perspicacious in collecting information about you and using it against you! It will learn everything about your online behavior by spying every move and click you perform… attention, the spy-hole never sleeps! And every spy has its own character: one is digging in your garbage, other wears a friendly mask to get in and to cause serious damage etc. One is more insidious then another, but all of them have a single purpose: to steal your love for life!

Why is it really annoying?

Sometimes you can get out of your mind asking yourself what made your computer behave so madly. The screen doesn’t stop from displaying pup-ups that weaken your concentration and draw your attention to useless images featuring various products. You receive “pleasant” surprises when starting up your computer and observing a strange change of your own settings: the usual home page you used to start your surfing with is suddenly replaced and you simply cannot get it back. The mysterious appearance of a new tool bar wouldn’t be such a big deal, but the real problem is that you cannot remove it. It seems that you simply started to “lose it”?! Your peaceful machine got it’s own life and doesn’t need you anymore!

Who does all the changes and installs programs you never even heard about?

Well, there is no reason to start woo doo practices to regain your computer’s sympathy or engage in other rituals to get rid of the phantoms. Do not become a mystic just because your computer behaves strangely!

All of the above mentioned symptoms are signs of spyware invasion! Spyware gets into your system and performs apparently innocent tasks without asking your permission and without needing your holy consent.

Why is it dangerous?

Fulfilled with data you never needed and never approved, your computer will slow down its activity and ordinary tasks will take centuries to get accomplished. Frequent crashes are able to seriously damage your computer or lead it to the final crash.

If you are definitely convinced to stop it, you would need a special Anti-spyware program, but keep in mind: spyware stuff appear in many forms and perform different functions. You need a program intelligent enough to detect and deal with most of them. And, believe me, they are many: adware, keyloggers, spyware cookies, Trojan horses, adbots, Spybots and so on. To defeat them all you could try Spyware Doctor! Heal your PC and return its fidelity!

Ted Peterson writes for Core Download, a software archive with over 30.000 software titles to download like Spyware Doctor, PC Tools Antivirus and Spam Monitor.

: 12:31 pm: adminMarketing Info, Planet Video, Publishers Bar

You probably know how essential distributing your firm’s online video is. For a company’s marketing director, professional videos are a useful way that can effortlessly capture public attention & substantially improve the overall number of visits to your company’s website. Short format promotional videos are particularly good in getting the target consumers’ reasonably short attention. What’s more, if codes are integrated and online video sharing is promoted, short format video commercials can be an excellent way to get one-way links and in so doing positively affect your firms rankings on the search engines.

In reality, videos have become a good media for business or self endorsement. The following are numerous tips to circulating your own online videos.

Firstly, you can post your short format professional videos on your own company web site; but this would entail you to make your own video hosting arrangements. Instead, ask your Internet hosting solutions supplier if video downloading or video streaming functions are supported.

Video downloading is where your viewers must download your video commercial to their hard drive. They need to store the Web video to their own computers before they can play it using their workstations video player or a downloadable video player software. There are loads of video downloading service suppliers that are reasonably cheap. There’s also a progressive downloading mechanism where your visitors can play the Web video clips while downloading them. Vidify offer unique video production and distribution solutions that help broadcast your business online to a global, regional or local audience.

While video streaming on the other hand utterly does away with the need to download the videos & allows instantaneous playback so it offers the most worth to your web visitors. Of course, getting a video hosting supplier that supports video streaming can cost you a pretty penny.

And finally, the more trendy way to distribute Web video clips is by posting your sites to video distribution web sites which possess their own video hosting platform. These web sites cost you nothing at all to log on & will even sometimes give you money post video material. What’s more, also have a substantial audience base and grasp; for instance, YouTube acquires about 12 million visitors each month.

March 1, 2009: 5:14 pm: adminPublishers Bar

These days it’s common knowledge that it’s hard to meet an agent or an editor through an unsolicited mailing. They are more likely to pay attention to a submission coming from someone they have met in person. To that end, writers flock to conferences so they can get some face time with real live agents and editors. And that’s great. I believe writers should get out and network. But those conferences can be pricey. It’s best to combine attending conferences with a few other strategies that are easier on your wallet. Here are 3 you may find useful.

1.) Attend Author Readings

Make a point of keeping track of writers who do work similar to yours. When they’re in the vicinity go hear them read. Sometimes–not all the time–but sometimes the author’s agent and editor will be in the audience. If they aren’t, see if you can steal a few moments with the writer and ask with whom he or she works and whether they have been pleased with the experience. You can either ask for an introduction or contact the people on your own. If you’re going to do the former, first develop a rapport with the writer and stay in touch. They may not feel comfortable referring you to their agent or editor right off the bat, but in time as they get to know you and your work, an introduction may be a possibility.

2.) Attend Classes Offered by Continuing Education Groups Such As The Learning Annex

Agents and editors are in the business of looking for the next hot writer and making a name for themselves in the publishing world. That’s why you’ll often find agents and editors teaching classes related to their work at places such as The Learning Annex, which has locations in New York City, Los Angeles, San Diego, San Francisco, Minneapolis, Chicago, Atlanta and Boston (http://www.learningannex.com). Recent instructors include literary agent Katharine Sands, editor Marcela Landres (formerly of Simon & Schuster) and Vickie M. Stringer, founder and CEO of Triple Crown Publications. The courses can cost as little as $30 or $40 and last about three hours so you have some time to find out if the instructor can help you or point you in the direction of someone who can.

Remember the agent or editor probably has aspiring authors handing them manuscripts all the time, so make sure you stand out from the pack. Have a killer query letter and synopsis (if your book is a novel) or book proposal (for non-fiction works) at the ready. You’ll make a great impression simply because you’re not making them lug a 500-page behemoth home in their briefcase!

3.) Look for Agents and Editors Who Have Their Own Personal Websites

When you come across the name of an agent or editor who may be appropriate for you, Google them to see if they have their own websites with email addresses that may be different from their corporate mailboxes. Some are authors themselves (like literary agent Donald Maass, author of Writing the Breakout Novel) and have books of their own to promote. Email them and, again, try to develop a rapport and get a sense of what they’re working on and what they’re looking for. It’s best to know as specifically as possible before going through the trouble of making a submission. I recently heard about a writer who submitted to an agent looking for African American authors, but in fact the agent was looking for African American authors who wrote urban romance–which was not the writer’s genre at all.

One Last Note: These ideas should get you started and I hope they’ll inspire you to try other creative routes. It does get easier because you will find that as you go to more events and tell more people what you’re doing, the more likely you will be to find the connector that will build the path between you and your future agent or editor.

© 2005 Sophfronia Scott

Author and Writing Coach Sophfronia Scott is “The Book Sistah” TM. Get her FREE REPORT, “The 5 Big Mistakes Most Writers Make When Trying to Get Published” and her FREE online writing and publishing tips at www.TheBookSistah.com The Book Sistah, 230 South Main St. Ste. 319, Newtown, CT 06470 203-426-2036, Info@TheBookSistah.com